What is the point of capitalism? That might seem like a pretty big question, but one answer could be "to provide people the opportunity through work to become richer".
An apprentice at work at Smith of Derby Clockmakers. Photograph: Fabio de Paola for the Guardian. Apprenticeships. Calls for change to apprenticeships after numbers fall by 59%.
Has the UK's economic outlook really suddenly become very much worse - or has this reckoning been coming for some time? And is there any way out of this mess?
Having watched the value of their holdings in the UK's biggest energy supplier fall 30 per cent this year - as the company battled a tough home market - they now have a fresh problem: North America.
As Black Friday shoppers descend on stores this weekend, retailers are experiencing something that's been in short supply: optimism.